A dementia diagnosis can bring up a lot of feelings. After all, you will be grieving. It is not uncommon for someone to become depressed after this diagnosis. And you will probably experience fear. What will the future bring? You may worry about your loved ones. How will they handle this disease? Will you become a burden?
And to make the situation more difficult some days you feel and act like your old self. You may begin to wonder if you really have dementia at all. This is because dementia does not follow a straight-line progression. Instead, it will weave and wind leaving you and your family more confused than ever. In fact, you may think you have a lot more time to make plans than you really do.
Time to Craft a Plan
But time is of the essence with a dementia diagnosis. The truth is you may be very self-sufficient for a number of years. And then a sudden downturn could occur. A visit with an Elder law attorney can help you make a solid financial and legal plan for you and your family.
Medicare Will Not Pay for Your Care
A lot of families believe that Medicare will take care of all of their needs. This is not the case. Medicare will pay for medically related issues. Hospital stays, rehabilitation and a few other medical services may be available to you. But it will not cover bringing in-home care workers to help. It will not cover an assisted living, memory care or nursing facility. These services are private pay.
You May Qualify for Medicaid
Medicaid will cover care in a nursing home and sometimes some home care. But you must qualify. An elder law attorney can help you to look at and analyze the different options that may be available to you. If you are able to qualify for Medicaid they can help you fill out the appropriate paperwork. Also using trusts and other tools, your attorney can help you and your family be in the best position possible when you need more care.
It Takes A Village
A good Elder Law Attorney is connected to other professionals in the community who can help you. They will know about the resources the community has to offer. Furthermore, they may also know about non-profit organizations who can help if you need. Your attorney will be a valuable partner on this journey.
The Hilbun Law Firm offers free workshops just about every week. They are designed to help you get the information you need to make the right plan. Do not delay. Time is of the essence. Options that will be available now may not be available if you wait. Take a look at our schedule now!